Tax-Deferred vs. Taxable

See how much more you accumulate in an IRA or 401(k) — updates as you type

Your Information

Initial Investment ($)

Annual Contribution ($)2025 IRA limit: $7,000 ($8,000 if age 50+)

Annual Return (%)

Years to Grow

Current Tax Rate (%)Applied to taxable account gains each year

Retirement Tax Rate (%)Applied to tax-deferred withdrawals

Comparison at Retirement

Tax-Deferred

—

Before-tax value

—

After-tax value

Taxable Account

—

After-tax value

—

Advantage

Growth Comparison

Tax-Deferred

Taxable

This calculator is for educational and illustrative purposes only and does not constitute investment advice. Results are hypothetical. Actual returns will vary and are not guaranteed. Consult a qualified financial advisor. Dauble+Worthington Equity Portfolios is a Registered Investment Advisor in Evansville, IN.