Dauble+Worthington All Calculators

Social Security Optimizer

Compare claiming at 62, 67, or 70 — updates as you type

Your Information

Find this on your Social Security statement at ssa.gov
Used to calculate total lifetime benefit
How claiming age affects your benefit:
Age 62 = 70% of full benefit (early reduction)
Age 67 = 100% (Full Retirement Age)
Age 70 = 124% (maximum delayed credit)

Benefit Comparison

Age 62

/month

Age 67

/month

Age 70

/month

Enter your benefit above to see break-even analysis.

Cumulative Benefits Over Time — hover bars for details
Age 62
Age 67
Age 70
Social Security estimates use simplified SSA reduction/increase formulas. Actual benefits depend on your earnings history. Visit ssa.gov for personalized estimates.